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Banks and Retailers Are Tracking How You Type, Swipe and Tap

When you’re browsing a website and the mouse cursor disappears, it might be a computer glitch — or it might be a deliberate test to find out who you are.The way you press, scroll and type on a phone screen or keyboard can be as unique as your fingerprints or facial features. To fight fraud, a growing number of banks and merchants are tracking visitors’ physical movements as they use websites and apps.Some use the technology only to weed out automated attacks and suspicious transactions, but others are going significantly further, amassing tens of millions of profiles that can identify customers by how they touch, hold and…

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Microsoft Urges Congress to Regulate Use of Facial Recognition

Amid a growing call for regulations to limit the use of facial recognition technology, Microsoft on Friday became the first tech giant to join the chorus.In a lengthy blog post about the potential and the risks of facial recognition, Bradford L. Smith, the company’s president, compared the technology to products like medicines and cars that are highly regulated, and he urged Congress to study it and oversee its use.“We live in a nation of laws, and the government needs to play an important role in regulating facial recognition technology,” Mr. Smith wrote. He added: “A world with vigorous regulation of products that are useful but potentially troubling…

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